ADN vs. BSN: Nursing Education Savings Guide

5/4/2024

Going to college and obtaining a degree is now considered a huge financial decision people have to make. So, lets talk about options for nurses. 

Many aspiring nurses face the dilemma of choosing between starting with an Associate Degree in Nursing (ADN) or going straight for a Bachelor of Science in Nursing (BSN). I specifically went the BSN route but would rather of had obtained my ADN first. We get paid the same so why take on the extra debt if you don’t have to?

In this blog post, we’ll explore the financial advantages of starting with an ADN before pursuing a BSN, and how this path can help you achieve your career goals without breaking the bank.

 

The Rising Demand for Nurses

First, let’s talk about the demand for nurses. With an aging population and increasing healthcare needs, the demand for qualified nurses is higher than ever. According to the Bureau of Labor Statistics, employment of registered nurses is projected to grow 6 percent from 2022 to 2032, much faster than the average for all occupations. This means that regardless of whether you have an ADN or a BSN, there will be ample job opportunities available to you.

 

Advantages of Starting with an Associate Degree in Nursing

1. Lower Cost of Education

One of the most significant financial benefits of starting with an ADN is the lower cost of education. ADN programs are typically offered at community colleges and technical schools and are more affordable compared to BSN programs offered at four-year universities. By starting with an ADN, you can save thousands of dollars on tuition and other expenses.

 

2. Shorter Time to Entry-Level Position

Another advantage of starting with an ADN is the shorter time it takes to complete the program. Most ADN programs can be completed in two to three years, whereas BSN programs typically take four years to complete. By opting for an ADN, you can enter the workforce and start earning a salary sooner, allowing you to gain valuable work experience while continuing your education.

 

3. Opportunity for Career Advancement

While an ADN will qualify you for entry-level nursing positions, many healthcare facilities are now requiring or strongly preferring candidates with a BSN. However, this doesn’t mean that you can’t pursue a BSN after obtaining your ADN. In fact, many ADN programs are designed to provide a seamless transition to a BSN program, allowing you to earn your BSN while working as a registered nurse.

 

Financial Considerations

Scholarships and Financial Aid

If the cost of education is a concern for you, there are many scholarships and financial aid opportunities available specifically for nursing students. By starting with an ADN, you may be eligible for more financial aid options, including scholarships, grants, and tuition reimbursement programs offered by employers.

Employer Tuition Assistance

Many healthcare facilities offer tuition assistance programs to help their employees further their education. By starting your nursing career with an ADN and gaining work experience, you may become eligible for employer-sponsored tuition assistance programs that can help you pay for your BSN program.

 

In conclusion, starting your nursing career with an Associate Degree in Nursing can offer significant financial benefits without sacrificing your career goals. With lower tuition costs, shorter time to entry-level position, and opportunities for career advancement, obtaining an ADN is a smart financial decision that can set you on the path to a rewarding and lucrative career in nursing.

If you’re considering pursuing a career in nursing, I encourage you to explore the option of starting with an ADN. I wish I did! I went straight for my BSN and now I am in debt. I also work with nurses who have an ADN and make as much or more than me. Not only will you save money on tuition and other expenses, but you’ll also have the opportunity to enter the workforce sooner and start earning a salary. With the demand for qualified nurses on the rise, there’s never been a better time to pursue a career in nursing. 

Sean Stewart, BSN, RN

About the Author

Sean is a registered nurse with over two years of experience in critical care and floor nursing. With over 13 years in the healthcare industry, Sean holds dual Bachelor degrees in Nursing and Biology, blending academic knowledge with practical expertise. Passionate about empowering fellow nurses and advocating for financial literacy, Sean dedicates himself to sharing insights and experiences tailored to the nursing community. When not at the bedside or writing, Sean enjoys spending time with his family